Credit & Down Payment Resources

Consumer Credit Counseling Service

Credit Score Improvement Workshop | First Time Homebuyer Education

Phone: (912) 370-2227

Address: 301 Fair Hope Lane, Hinesville, GA 31313


JC Vision and Associates, Inc.

First Time Homebuyer Education

Phone: (912) 877-4243

Address: 135 East MLK Jr. Drive Suite G, Hinesville, GA 31313


Georgia Dream Homeownership Program

Minimum credit score of 580 and minimum contribution of $1,000 towards closing costs.

Phone: 800-359-HOME | 800-359-4663


Federal Housing Administration

Qualifications vary by program

Phone: (800) CALL-FHA | 1-800-225-5342


Home Ready Mortgage

Minimum credit score of 620 and down payments as low as 3%.

Phone: 800-2FANNIE | 800-232-6643